what to do NOW to STOP FORECLOSURE! Save your home!! (Or take
legitimate, legal action if you have already lost it…)
a single mom with 2 kids (then 6 & 7) who supports
bought my home in 1990, & had equity when it was sold
illegally, under a restraining order prohibiting the
was never notified of the sale, which was $200K under market value.
also had a FORGED LOAN.
won a landmark appeal against US Bank on 9/11/12, which millions can
now use as precedent.
This is my
Goliath” story of
how I decided to fight US Bank’s illegal and wrongful
Foreclosure of my home, how I won my landmark appeal in CA Appeals
Court, how I can help you, and how you can help me keep up the
fight… not only for me, but for the millions
impacted by my case!!
fact, if everyone who deserves to take action does so, it will probably
bankrupt these unethical large banks. And
so be it. There are plenty of small banks who aren't
operating illegaly, ready to take their
What I have realized is these large banks are so arrogant, they think
they are above the law. They
will stop at nothing to make money, and to win, with the
lying, cheating, and stealing.
In fact, they even had
mom's guns taken who followed my advice--and somehow my money was frozen
with a bogus lien when I testified for her!
don’t care how
they impact people or their lives. But, you and I do. Their
arrogance and admitting they broke the law is their Achilles
CAN MAKE A DIFFERENCE!!
case facts (read carefully... one or more points may apply to you!
For this reason I have included a lot of pertinent
2002, my home refinance was FORGED (meaning somene else signed my
name), adding points & fees.
If you aren't sure you received YOUR FULL ORIGINAL LOAN FILE
COPIES ... and very few have... read on!
later learned MY LOAN
HAD BEEN SWAPPED without
my consent or knowledge, for one of those
“bad” variable rate loans.
stopped the refi when I saw the fees I didn't agree to. But it closed
anyway. Upon investigation, I found at least one forged
hired a handwriting expert, and reviewed my file with the bank (who
agreed to investigate, but did NOTHING). There
were MORE THAN A DOZEN forgeries in my file.
suspected fraud, all my requests for all my loan documents DID NOT
INCUDE MY COMPLETE FILE.
It is very likely you were never given copies of your actual loan file.
Common practice is to give you unsigned copies. Even then,
you don't know what happens once it leaves your hands.
- There were at
least 3 documents with 2 sets of information and 2 different
signatures. In other words, Bank
obvious forgery signs.
far everyone following my advice is finding forgeries in their original
need to check for fraud in your file. See my
video for what to do… then fill out the form
on the right… I’ll tell you what to do next for
I asked for a loan modification BACK TO MY ORIGINAL LOAN, the bank told
“not to pay” my payment
If you were told not to pay your payment, thanks to my appeal
you may be able to take
legal action! Fill in the form on the right…
I’ll tell you what to do!
any of your payments have been refused--even if you got one month
behind and the bank demanded all the money at once--they can't do that!
Thanks to my appeal you may be
able to take legal action! Fill in the 1st form on the
right… I’ll tell you what to do!
they put my home in Foreclosure, saying they
“forgot” to set a flag in the computer
it was being
investigated, only Legal could remove it, and ignored my
attorney’s letters & calls.
the advice of the FHA, we SUED getting a restraining
sold my home under the
restraining order... if this has happened to you, fill out the form on
the right for what to do!
This is also illegal, although we did not sue for this. It will come
out in trial.
US Bank SOLD MY HOUSE ILLEGALLY, under a restraining order (TRO), 1 day
after the Preliminary Injunction hearing… And when my
attorney called them on it they said “I know”. I
knew right then they had done this before, and they’d do it
actually ADMITTED BREAKING THE LAW!
Clearly, they felt above it.
If your home was sold under a Restraining Order (TRO), or a sale gets
scheduled despite a TRO or Injunction, or your home is sold right after
Injunction hearing, thanks to my appeal you may be able to take legal
action! Fill in the form on the right…
I’ll tell you what to do!)
home was sold to 1 bidder, for almost $200K under the then depressed
market value… (likely “fixed”, which is
I reported all this to a Vice President at US Bank, and he said (in
writing) he would investigate
while I was still in my home of 19 years (and there was time
it), he never did anything, either.
tried everything to stay in my home. I was
eviction papers on Christmas Eve (for a home they didn’t have
the right to sell).
I reported this to my elected officials,
the OCC and Department of Treasury Federal oversight
organizations, and even the FBI.
then, it was so blatent and shocking no one could believe banks did
these things. Nothing
could save my home, back then. We were forcibly evicted early
2009… The investment company made almost $200K on my
home… and I’ve been fighting ever since…
though US Bank continued to "make up" various defenses, they lost on
appeal on 9/11/12 (see link, below…) I finally won
the right to a trial!
was granted the right to sue for several causes of action, including
Intentional Infliction of Emotional Distress, and Punative damages.
This part of my appeal may also help you!! You may get more
than just your damages… Thanks to my appeal you may be able
to take legal action and get more attorneys to help you on a
in the form on the right… I’ll tell you
- While US Bank
asked for an updated settlement offer a week after my appeal hearing, they came back with an
offer so insulting it was laughable. My
attorney called it "rediculous". Not only did it not cover ANY of my
damages--it didn't even cover attorneys fees. We ignored it.
Bank STILL refuses to pay me my damages, even trying to use some
the law to get out of it.
- US Bank then
took me back to court again at the end of February 2013, to try to
limit their damages to $25K. They had to bring up this issue 5 years
ago, and they knew it. They lost. (But of course, it cost me
more money which is their strategy.)
like US Bank COUNT on people like us, especially single moms like me,
NOT being able to fight them!!
(You should see how
much paper they produced vs. mine!)
won my APPEAL against US Bank on 9/11/2012.
- BUT US Bank is
STILL trying to cheat me by not paying what they owe for ILLEGALLY
SELLING my home!
far, I have spent 4 years and multiple thousands fighting US
- Because my
appeal was published, other people already haven't lost their homes
(that is good news…)
Bank would like me to GIVE UP. These banks try to WEAR you
DOWN. That is their number one tactic!!
let them win. DONATE. TELL YOUR FRIENDS. JOIN MY
FACEBOOK PAGE. And,
if you need help, by all means fill out the form on the right.
ACTION #1 <<<<<
NOW!! Help me keep FIGHTING
CORRUPTION FOR ALL OF US!
While I'm fighting US Bank, the precedents my case has already set
apply to EVERY bank!! (Excess funds
go into a pool to help other homeowners fight their own legal
ACTION #2 <<<<<<
ACTION #3 <<<<<<
THE WORD!!! Click
above to email at least 20 friends of your choice... (Opens in a new
email window...) You never know
whose life could be impacted by fraudulent loans or Foreclosure!
Every loan since 1999--new or refi--is suspect!
ACTION #4 <<<<<<
OWN FREE HELP: REPORT
A SUSPECTED or KNOWN ISSUE WITH YOUR MORTGAGE: Report
your own issue. Please be detailed. I'll send you actions you
can take FREE RIGHT NOW, and updates as I learn more!
contact information is safe and will never be shared, sold or spammed.
ACTION #5 <<<<<<
OTHERS FIGHTING BACK!! Join
my Facebook group. Get updates, tips, and help from others
also fighting corruption. If the government won't protect
us--we need to know how to protect ourselves.
... **SHARE**... Tell your friends!
UPDATES ON MY CASE!!!
If you don’t have a foreclosure, or loan mortgage / loan
modification problem, but just want updates and the outcome on my case
(you may be able to help others!)--get my case updates here!